Articles

In-depth, education-first reads on US Stocks, ETFs, taxation, GIFT City and global investing — written for Indian investors.

All articles

International

Why International Investing Will Matter More Than Ever by 2026

As we move into 2026, the case for global diversification is stronger than ever — here's why Indian investors should take notice.

Read Article
LRS & Compliance

LRS Explained: How Indian Residents Can Invest Overseas

The Liberalised Remittance Scheme is the gateway to overseas investing — how the USD 250,000 limit, TCS, and foreign-asset reporting actually work.

Read Article
Currency

Currency Risk Explained: Why the Rupee-Dollar Movement Matters

When you invest abroad, returns ride on two things — the asset and the rupee. See how INR-USD moves can lift or trim your gains.

Read Article
Taxation

Global Taxes: What Indian Investors Need To Know

The same global exposure can be taxed very differently depending on the route used — capital gains, dividends, withholding tax, LRS TCS, and foreign-asset reporting across US stocks, ETFs, feeder funds, and GIFT City.

Read Article
Taxation

RSU Taxation Explained for Indian Employees Holding US Shares

How US RSUs are taxed for Indian employees — tax at vesting, capital gains on sale, dividend withholding, Schedule FA reporting, and the concentration risk of holding too much employer stock.

Read Article
Mutual Funds

Global Investing Made Simple: International Mutual Funds — Feeder vs Combo

International mutual funds let Indian investors access global markets, but feeder funds and combo funds work very differently. A breakdown of each structure and how they compare to direct US Stocks and ETFs.

Read Article
GIFT City

GIFT City: India's Gateway to Global Investing

GIFT City and India's IFSC give investors a regulated, India-linked gateway to global markets — how the route works under the LRS, and the tax, currency, and regulatory factors to weigh.

Read Article
Allocation

Global Investment Allocation: A Guide for ₹5K to ₹5L Monthly Investors

How much of your portfolio should be global? Practical allocation ranges for Indian investors saving ₹5,000 to ₹5 lakh a month — factoring in goals, RSUs, currency risk, LRS, TCS, and tax reporting.

Read Article
Getting Started

Routes for International Investing: Intl MFs, ETFs, Stocks & GIFT City

Indian investors can go global through international mutual funds, US stocks, US ETFs, or GIFT City — each differing in ownership, control, taxation, and currency exposure. A side-by-side comparison.

Read Article
US Stocks

How to Invest in US Stocks from India: A Step-by-Step Guide

The full process end to end — KYC, Form W-8BEN, remitting under the LRS, placing your first trade, and the records you will need at tax time.

Read Article
Taxation

Tax on US Stocks in India: Capital Gains, Dividends and Reporting

LTCG at 12.5% over 24 months, STCG at slab, why the ₹1.25 lakh exemption does not apply, how USD gains convert to rupees, and what each schedule of your ITR needs.

Read Article
US Market

US Stock Market Timings in India (IST): Hours and Sessions

7:00 PM to 1:30 AM IST for most of the year, 8:00 PM to 2:30 AM for the rest — why the hour shifts twice a year, and why pre-market and after-hours are not equivalent.

Read Article
US Stocks

Is Investing in US Stocks Safe and Legal for Indian Residents?

The RBI scheme that makes it legal, who regulates the account, where your shares are actually custodied, what SIPC covers — and the risks that are genuinely real.

Read Article
ETFs

How to Invest in the S&P 500 from India: Three Routes Compared

Direct US ETF, Indian feeder fund or GIFT City — the same index, three quite different outcomes on ownership, currency, disclosure and tax.

Read Article
Taxation

Schedule FA: Reporting US Stocks and Foreign Assets in Your ITR

Disclosure is triggered by holding the asset, not by profiting from it. What to report, the calendar-year trap, peak value, and why the penalty exposure is disproportionate.

Read Article
Taxation

Dividend Tax on US Stocks for Indian Investors

25% withheld in the US, taxed again in India on the gross amount, then relieved by foreign tax credit — with a worked example showing where the money actually lands.

Read Article
LRS & Compliance

TCS on LRS Remittances: 20% Above ₹10 Lakh, and How to Get It Back

TCS is a prepayment of your own tax, not a charge for investing abroad. How the cumulative threshold works, why the 2% rate does not apply, and the cost that is real.

Read Article
Taxation

India-US DTAA and Foreign Tax Credit: Form 67 and Form 44

Where the treaty actually applies, how to claim credit in India, and the Form 67 to Form 44 transition — with the years stated, because getting them backwards misdirects anyone filing now.

Read Article
Taxation

US Estate Tax for Indian Investors: The USD 60,000 Threshold

Rates to 40% above a USD 60,000 exemption, no Indian treaty relief, and a threshold that portfolios grow into. Under-discussed, and worth knowing before you cross it.

Read Article
Taxation

Form W-8BEN Explained for Indian Investors

A short declaration that cuts dividend withholding from 30% to 25%. What it asks for, why the address and PAN fields matter, and the silent expiry that catches people.

Read Article
Taxation

How to Report US Stocks in Your ITR: A Step-by-Step Walkthrough

Which form, which schedules, how to convert USD gains, where the foreign tax credit goes, and the six mistakes that cause most of the trouble.

Read Article
US Market

NYSE, NASDAQ and the US Indices Explained

Exchanges are where shares trade; indices measure baskets of them. What separates the S&P 500, Nasdaq 100 and Dow — and why the most quoted is the least useful.

Read Article
US Stocks

Fractional Shares Explained for Indian Investors

Invest an amount rather than a quantity. How fractions handle dividends and splits, why they suit monthly investing, and the one limitation worth knowing before you rely on them.

Read Article
International

US Stocks vs Indian Stocks: What Actually Differs

Sector composition, currency, tax treatment and correlation compared — and why the useful question is how much of each rather than which one.

Read Article
ETFs

How to Evaluate US ETFs as an Indian Investor

Not a list of funds to buy. The criteria that actually separate one ETF from another — including two that matter specifically to Indian investors and appear on no factsheet.

Read Article
US Stocks

Minimum Investment and the Real Costs of US Investing

There is no account minimum and no share-price barrier. The real floor is set by remittance costs, which are largely fixed per transfer — and that changes how you should invest monthly.

Read Article
LRS & Compliance

How to Transfer Money Abroad for US Stock Investing

Form A2, purpose codes, SWIFT and timelines — plus the forex markup that is usually the largest cost and the least visible, and why the TCS threshold is cumulative.

Read Article
LRS & Compliance

How to Withdraw Money from US Stocks Back to India

Sell, settle on T+1, request withdrawal, receive funds in your own account. The exit path in full, including why the tax event is the sale rather than the repatriation.

Read Article
ETFs

ETF vs Index Fund vs Mutual Fund: What Actually Differs

Two different questions get merged here — how a fund picks holdings, and how you trade it. Separating them makes the choice, and the tax consequences, much clearer.

Read Article
International

International Stocks Beyond the US: Europe, Japan and Emerging Markets

A US brokerage account reaches further than US companies. ADRs and US-listed international ETFs, what they actually diversify, and where the returns diminish.

Read Article